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Errors & Omissions


Errors & Omissions

Protecting the future of your agency is a major priority. 
We strive to provide our members not just a policy, but a policy that allows flexibility to effectivley react to the coverage needs of our member agencies.

We are familiar with coverage, legal issues and claim problems associated with this coverage.  We offer our members excellent service, guidance, and innovative insurance solutions.

Join your fellow agents and brokers who recognize the value of the Big I Professional Liability Program as the most trusted insurance agents E&O program in the nation. Below is more information on Swiss Re, Utica & Allianz, three top markets for Insurance Agents Professional Liability as well as an E&O Guardian informational site and Excess/Surplus Lines Coverage options. 

E&O Guardian

Big I members may access this risk management website. Those whose agency E&O insurance is written by Swiss Re through the Big I Professional Liability Program have unlimited access to the web site. Others will have limited access. Log on today to search for E&O claims frequency data, real-life case studies and analysis, sample client letters, sample agency procedures, agency E&O self assessments, podcasts on important E&O topics, and much more.


For 25+ years, the Big "I" Professional Liability Program underwritten by Swiss Re Corporate Solutions Amercia Insurance Corporation.  The Swiss Re policy is exclusive to members as part of a risk purchasing group.  The policy allows flexibility to effectively react to the coverage needs of member agents.
The Big I Professional Liability Program offers not just a policy, but a comprehensive program for insurance agents. Over the past two decades the Big I Professional Liability Program, underwritten by Swiss Re Corporate Solutions Amercia Insurance Corporation, has grown into the largest and most stable insurance agents E&O program in the nation. Our member agents and brokers nationwide look to the program for stable rates and a long-term market that they can rely on to protect their greatest assets their businesses.
Stability: Over 50 years in the E&O marketplace
AM Best Rating: A Excellent
Claim Reporting Procedures


Utica Mutual is a partner with agents and works with them to offer comprehensive coverage allowing them to tailor their policy to meet the needs of your agency.  Their program offers stability in an ever-changing marketplace.

In putting together a program of protection for your agency, you talk directly to the underwriters the decision makers. 
Stability: Over 45 years in the E&O marketplace                 
AM Best Rating: A- Excellent

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The Allianz (Fireman’s Fund) product is also a risk purchasing group product available to members only.  The policy offers a broad variety of endorsements to tailor coverage to your insurance agency needs.

With numerous years of experience, Allianz (Fireman’s Fund) is an industry leader in providing Errors & Omissions liability coverage for agents and brokers against one of the biggest issues agents face in an increasingly complex world.
Stability: Over 25 years in the E&O marketplace                 
AM Best Rating: A+ “Superior”
Claim Reporting Instructions
In circumstances when an account does not fall within the underwriting guidelines of our standard markets – Swiss Re/Westport, Allianz (Fireman’s Fund) or Utica – we have access to Excess & Surplus lines markets.   For more information, contact our office at 1-800-272-9312.